Points vs. Premiums: Can Moving Violations Be Removed from Your Record?
The moment those flashing lights appear in your rearview mirror, your mind likely jumps to two things: how much the fine will cost and how many points will hit your license. For drivers in California and Florida, these points are more than just numbers—they are triggers for massive insurance premium hikes and potential license suspensions. A common question drivers ask after the dust settles is: "Can I get this violation off my record?" The answer depends entirely on your state's laws and how quickly you act. While you cannot technically "delete" a conviction once it is finalized, there are powerful legal mechanisms to hide or mitigate the damage before it becomes a permanent financial burden. Understanding the Life Cycle of a Ticket In the eyes of the DMV and your insurance company, a traffic ticket has two distinct parts: the conviction (the record of the event) and the points (the penalty assigned to that event). California: A standard speeding ticket typi...